Friday, December 31, 2021

The Year of Living Dangerously

New Years eve in Clareville, California: after four days of rain (for Southern California this is a big deal) cloudless skies and 62 degrees highlight the end of 2021.

2021 was a year of many more lows than highs. The COVID virus claimed 823,000 American lives, 105,000 lives were lost to drug overdoses, the majority from opioid use. Marines from the 2nd Battalion, 1st Marines Regiment were on duty outside the Kabul airport on Aug. 26 when a suicide bomber detonated explosives, killing at 13 U.S. service members and scores of Afghans. Of the 13 American service members — 11 of them Marines — killed in the suicide bombing on Aug. 26, five were 20 years old, and seven more were in their early 20s. One was 31. Finally, On January 6, 2021, a mob of supporters of President Donald Trump attacked the United States Capitol in Washington, D.C. They sought to overturn his defeat in the 2020 presidential election by disrupting the joint session of Congress assembled to count electoral votes that would formalize then President-elect Joe Biden's victory.

Individuals we lost in 2021:

Hank Aaron (86), Michael Collins (90), Bob Dole (98), Olympia Dukakis (89), Lee Elder (87), Larry King (87), Rush Limbaugh (70), John Madden (85), Colin Powell (84), Harry Reid (82), Stephen Sondheim (91), Desmond Tutu (90), Cicely Tyson (96), Betty White (99).

Well it's finally here! The end of one nasty ass year! Congratulations to all of you for getting through it. Now as we are facing the New Year, it's time for New Year's resolutions! I've got mine already, and it is a simple one (with the unknowns ahead in 2022). My resolution is for making a hole-in-one in 2022. I have never had one, it is about time. Stay tuned.

MARKET YEAR - U.S. stocks saw a third consecutive year of big gains, with major indexes closing 2021 near record highs.

Even with the recent turbulence from the Omicron coronavirus variant, the S&P 500 saw a 27% advance for 2021 and has hit 70 highs. It is the third straight year of double-digit gains for the broad index, and the second in the midst of the Covid-19 pandemic. The Dow Jones Industrial Average and Nasdaq Composite have gained 19% and 21%, respectively, this year, helping send the major indexes to their best three-year performance since 1999.

Some traders note that warning signs are flashing: Inflation could turn companies’ and customers’ finances upside down. Many companies that have been market darlings are losing money. Big-name stocks continue to log giant one-day swings. However, individual traders and institutional investors are hungry to take bigger risks and willing to accept bouts of volatility.

The year kicked off with a mind-bending start: Day traders who poked around with stocks early in the pandemic plowed money into meme stocks such as GameStop Corp., disrupting the power dynamic by which professional investors are usually the market king. Money managers say that this year more than ever, they are closely tracking where individual investors park their cash and monitoring their trading activity for clues on the market’s moves.

Cryptocurrencies further entered the mainstream, helped by influencers including Elon Musk and the debut of the first bitcoin exchange-traded fund. Crypto prices soared, then spiraled lower, then soared again. The market for nonfungible tokens exploded.

Many investors, both institutional and individual, into options, a shift that can make the market vulnerable to bigger swings, some traders have said. Trading activity in options, which give traders the right to buy or sell stocks at a specific price by a stated date, hit the highest level in the industry’s history in data going back to 1973.

Initial public offerings and special-purpose acquisition companies, known as SPACs, broke record after record. SPACs as of last week had raised $162 billion in 2021, more than what they raised in the previous decade combined, according to Dealogic. Many of them are unprofitable; around 70% of companies going public through traditional IPOs have been losing money, a greater proportion than even during the tech bubble of the 1990s, according to Bank of America figures as of November.

The heavy speculation left some investors questioning if markets were in a giant bubble, though some of the excitement has started to fizzle. Near-zero interest rates and the central bank’s pandemic interventions have been a key support for stock markets for nearly two years now. The Federal Reserve signaled this month that it is prepared to raise rates next year and pare its bond-buying program at a quicker pace. When rates rise, investors have more options for where to park their money for a gain and can become less willing to take risks.

Investors also had to contend with one big factor that they mostly ignored for the past decade: inflation. U.S. inflation reached nearly a four-decade high last month, raising questions about how many price increases Americans can absorb. The emergence of the Omicron variant has whipsawed U.S. stocks since Thanksgiving.

Our economy was driven by the five key factors:

(1). COVID, (2).  Inflation, (3). Supply Chain¸ (4). Reply All emails, (5). Too many Six Sigma White Belt certifications.

 

DRIVING THE YEAR - Inflation, which is the rate of price increases over time, affects all of us on a personal level. We pay electric bills, go grocery shopping, decorate our houses, buy cars—and this year all of those things got more expensive.

Like, way more expensive. Thanks to a nefarious mix of soaring demand for goods and snarled supply chains, US consumer prices jumped the most in 39 years in November, and the 6.8% inflation rate marked the sixth straight month inflation grew by 5% or more. Producer prices, which can eventually trickle down to individuals, also increased at their fastest pace on record last month.

Of course, some inflation is good for the economy when wages keep up with rising prices (the Fed aims for a 2% inflation rate over time). But, so far in the pandemic, that hasn’t happened. While many Americans have gotten a raise in 2021, wage gains haven’t been sufficient to offset inflation, resulting in the erosion of purchasing power—especially for folks on a more or less fixed income.

Where do we go from here?

After months of claiming inflation was “transitory,” the Fed has dropped that term and adopted a more hawkish monetary policy to tamp down surging prices. The central bank is winding down its bond-buying stimulus program faster than originally planned, and also plans to hike interest rates three times in 2022.

In its inflation-fighting efforts, the Fed isn’t alone on the front lines. The Bank of England became the first major central bank to raise interest rates during the pandemic in order to combat the biggest annual jump in consumer prices in 10 years. Russia has raised rates seven times this year. Mexico, Chile, Costa Rica, Pakistan, and Hungary are among other countries which are tightening monetary policy to combat higher prices.

Looking ahead…as if economic policymakers needed another inflation curveball, Omicron has taken the mound. Central banks generally don’t expect the new variant to significantly dent economic growth, but they do think it may prolong inflation by exacerbating the supply–demand imbalance that fueled higher prices in the first place.

 


WAGES - A record number of states and cities will raise their minimum wages in 2022, with many exceeding $15.

Since the start of the pandemic, workers have been quitting in droves, citing low pay as a major culprit.

An analysis by the National Employment Law Project found 25 states and 56 municipalities will raise their minimum wages by the end of 2022.

In California and New York, as well as 47 cities and counties, the wage floor will meet or exceed $15 per hour by the end of 2022.

Reality check: 20 states haven't raised their minimum wages above the federal level, which has remained at $7.25 per hour since 2009.

2021’s MOST IMPORTANT COMPANY - Until recently, Pfizer was perhaps best known as the maker of Viagra. Then the pandemic happened, and the NYC-based pharma giant was taken a lot more seriously thanks to the Covid vaccine it produced in partnership with BioNTech.

That vaccine, which marshals cutting-edge mRNA technology, proved to be highly effective against Covid, saving countless lives and paving the way for a rapid global economic recovery.

Against the Omicron variant, however, a two-shot regiment of Pfizer’s vaccine offers only reduced protection. Adding a third booster shot restores effectiveness, according to a study from Pfizer and BioNTech.

But more shots = more sales, and Pfizer’s had plenty of those. The company expects to bring in $36 billion in revenue from its vaccine this year, which would put it among the top

selling drugs of all time. Thanks to its effectiveness, negligible side effects, and its ability to be produced in mass quantities, Pfizer’s vaccine has beaten out Moderna’s, J&J’s, AstraZeneca’s, and others as the “world’s preferred shot.”.

As Pfizer’s profile has grown, so has the influence of CEO Albert Bourla. During the pandemic, the Greek-born veterinarian and longtime company exec has counseled leaders across the globe, even becoming a “good friend” of the US president, as Joe Biden asserted. Former Israeli Prime Minister Benjamin Netanyahu called Bourla 30 times in the run-up to the country’s election, according to the FT.

Pfizer has plenty of critics, though, who say it has not done nearly enough to send vaccines to lower-income countries, where immunization rates are far lower than in higher-income nations. Leaders in Africa have accused the company of playing “hardball” and making “unreasonable demands” in terms of the legal concessions it required of governments there during contract negotiations.

Pfizer claims vaccine inequity isn’t its fault: “The low- and middle-income countries will be behind in deliveries because they didn’t place their orders,” Bourla said on a November earnings call.

Looking ahead…Pfizer’s top-line revenue could be astonishing next year. While it projects another $29 billion in annual sales from its vaccine, it has also developed a Covid antiviral pill, Paxlovid, which was authorized by the FDA this month. That drug could bring in an estimated $17 billion in revenue in 2022.

Runner up: SpaceX. Elon Musk’s company is the clear leader in the fast-growing private space industry, and it had itself an impressive 2021. It beat out Blue Origin for a lunar lander contract with NASA, launched the first-ever mission of all amateur astronauts, and, since May 2019 it has sent nearly 2,000 satellites into low-Earth orbit to build out its Starlink broadband internet system.

Runner up: Amazon. Founder Jeff Bezos may have stepped down as CEO over the summer, but under new CEO Andy Jassy the company is continuing to expand its reach into areas like advertising, media rights, and logistics. It still has a strained relationship with its warehouse and delivery workers (remember the pee bottles?)—a high-profile union vote at an Alabama facility was defeated in April, but workers there will get a chance at another vote after the National Labor Relations Board found that the company improperly tampered with the first election.

 

2021 INSPIRATION - Simone Biles, the GOAT women’s gymnast, was expected to leave the Tokyo Olympics with a carry-on full of gold medals. Instead, she took a step back to take care of herself.

It all started during the team final. After a rough vault routine, the 4-time Olympic gold medalist left the floor, stunning the American fans watching from home early that morning. Her teammate Jordan Chiles filled in on the uneven bars and helped team USA snag the silver medal.

Biles ultimately dropped out of the all-around final as well as the floor, uneven bars, and vault finals to prioritize her well-being. Biles later posted on Instagram that her “mind & body are simply not in sync,” a phenomenon that could lead to injury in highly technical and dangerous sports like gymnastics.

She did finish her Tokyo campaign with a bronze medal in the balance beam final, securing a tie with Shannon Miller as the most decorated American in the history of Olympic gymnastics.

“I truly do feel like I have the weight of the world on my shoulders at times,” Biles wrote on Instagram after the Olympic prelims.

Biles’s focus on mental health at the Olympics is part of a larger trend this year of athletes opening up about the emotional toll of high-level competition. In a press conference, Biles told reporters she felt inspired to prioritize her health over competing after watching Naomi Osaka withdraw from the French Open for mental health reasons.

Runner up: NASA’s Perseverance rover lands on Mars. There’s just something about a little guy making it to space. Around 4pm ET on February 18, NASA’s most sophisticated rover to date, Perseverance, landed in the giant crater Jezero on Mars. The Rover will spend one full Mars year abroad—687 Earth days or ~4,809 dog days if that is more helpful—searching for signs of ancient life on the planet.

 


2021 JACK ASS OF THE YEAR – Two words: The Thing.

2021 was remembered most vividly by its first month, when a sitting President and his allies attempted a coup by trying to overturn an election. Most notable was the January 6 insurrection of the U.S. Capital.

 

NCAA (NO CLUE AT ALL) - The NCAA board of governors on December 16 unanimously agreed to accept the final recommendations from its constitution committee, moving the organization another step closer to a new constitution to govern college sports.

One of the changes is clarifying language that ensures "to the greatest extent possible" that any imposed penalties do not punish programs or athletes who were not involved or implicated in the infractions -- a modification to the typically lengthy investigative process that sometimes isn't resolved until after the individuals who committed the violations have moved on.

Another change from the second draft of the constitution, which was shared Dec. 7, requires each school to make its name, image and likeness policies publicly available.

The new constitution continues to prohibit pay-for-play but states that athletes "may receive educational and other benefits in accordance with guidelines established by their NCAA division."

The entire NCAA membership will vote Jan. 20 at the 2022 NCAA Convention. If the constitution is formally adopted, as expected, each of the NCAA's three divisions will be tasked with ensuring that its rules fit the new framework. The new constitution would be effective Aug. 1.

The proposed constitution maintains existing revenue allocations and championship opportunities for each division, locking in 4.37% to Division II and 3.18% to Division III -- percentages that have been in place since January 1996. Each league has the oversight of its own budget, expenditures and distribution to its members.

The final version of the constitution also emphasizes athletes' physical and mental well-being, along with prioritizing diversity, inclusion and gender equity.

The push for sweeping change to the NCAA's governance comes after a tumultuous summer in which the organization suffered significant legal and political losses. In June, the Supreme Court of the United States unanimously affirmed a ruling that allowed for an incremental increase in how college athletes could be compensated. In July, a flurry of state laws made it illegal for schools and the NCAA to punish college athletes for making money by selling the rights to their name, image and likeness.

Many throughout college athletics had said they hoped the new constitution would simplify what they considered a complex and outdated rulebook by transferring authority from the NCAA's national offices to the conferences and their schools. The previous 43-page document has been boiled down to 20 and gives each of the three divisions more freedom to govern themselves.

BIRTHDAYS THIS WEEK – Birthday wishes and thoughts this week to Karla Bonoff (70), Sandy Koufax (86), Maggie Smith (87), Denzel Washington (67).

CHRONICLES OF HIGHER EDUCATION – Hurricanes are blowing over American universities — blustery winds of ideological disagreement, political distrust, and lots of anger over racial injustice and the marginalization of subordinated groups, all fueled and fed by social media. Under such intense pressure, senior administrators are making mistakes.

One such storm touched down recently at Yale Law School. Trent Colbert, a second-year law student, sent an invitation to classmates announcing a “trap house” party cosponsored by the Native American Law Students Association and the Federalist Society to celebrate Constitution Day. Some found the email — with its use of the phrase “trap house,” its mention that Popeyes’ chicken would be served, and its reference to the conservative Federalist Society — racist and offensive. Students complained, and administrators responded by privately pressuring Colbert to apologize and publicly condemning his email as racist. The administrators were in turn condemned for their response — their conduct labeled cowardly, incompetent, deplorable.

Administrators are caught in powerful crosswinds that make it likely that even the best ones — perhaps especially the best ones — will make bad decisions.

Yale is not unique. Storms have touched down in recent years at the University of Southern California’s Marshall School of Business, Georgetown Law, University of Illinois at Chicago School of Law, and the University of Michigan at Ann Arbor, to name just a few. The fact patterns are similar. Something happens — in class, on a final exam, or outside of class — that students find racist or otherwise offensive. Students protest — they demand statements of condemnation, swift action and public accountability. Administrators respond — they condemn, they punish, they disavow — and they do so quickly. Administrators are then pilloried — for overreach, for trampling academic freedom, for moving too quickly, for getting the facts wrong.

 

NHL CHRISTMAS BREAK – Rink Rats Power Rankings:

1.            Tampa Bay Lightning (21-7-4)

2.            Carolina Hurricanes (22-7-1)

3.            Florida Panthers (20-7-4)

4.            Toronto Maple Leafs (20-8-2)

5.            Vegas Golden Knights (21-12-0)

 

 

THE SWAMI’S WEEKEND PICKS

NFL Football Pick of the Week – Sunday 1/2, 4:25 PM (EDT), Fox: Arizona Cardinals (10-5) vs. Dallas Cowboys (11-4). Both teams will make the playoffs and go no further.  Cowboys win 24 - 14.

2021 Season to Date (51-36)

Goodbye 2021. Don’t let the door hit you in the Covid!

Next Blog: 2022 What next???

Until January 10, 2022 Adios.

Claremont, California

December 31, 2021

#XII-6-443

 

3,141  words, eight-minute read

 

CARTOON OF THE WEEKEND

 


 

RINK RATS POLL – 2021 …

___ forget it.

___ a great year.

___ let’s move on.

___ a horror show.

 

QUOTE OF THE MONTH – “We need to stop just pulling people out of the river. We need to go upstream and find out why they’re falling in..” – Desmond Tutu


Rink Rats is a blog of weekly observations, predictions and commentary. We welcome your comments and questions. Also participate in our monthly poll. Rink Rats is now viewed in Europe, Canada, South America and the United States.

Posted at Rink Rats The Blog: First Published – May 3, 2010

Our Eleventh Year.

www.rhasserinkrats.blogspot.com


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